A gold coin necklace is a chain that carries a round disc pendant: a coin design struck in gold, and in many modern versions a gold frame set with a polished stone. Coveti’s coin necklace edit comes from Rosa de la Cruz at Coveti, where every coin is cast in 18 carat gold and many hold a single stone, from the Lapis Coin Pendant to malachite, tiger eye and turquoise. Wear one on its own, then build a stack once you know which stones you reach for.
Key facts
- A coin necklace is a chain with one and more round, coin-shaped pendants, worn alone, stacked, and as a charm.
- Rosa de la Cruz coin pendants carry unique stones, so each piece varies from the photo.
- Every coin in the edit is made in 18 carat gold, which is 75% pure gold.
- Stone options include lapis, malachite, tiger eye and turquoise, several with white diamond accents.
- Rosa de la Cruz London was founded in 2010 by Rosa de la Cruz and Tierney Horne, inspired by their own collections of vintage jewellery.
- Coveti prices are in USD, and every order ships worldwide, insured and signed for.
Why coin necklaces keep coming back
Coin pendants have a long history in jewellery, and the shape suits almost every neckline. A round disc sits flat on the collarbone, catches light across its face and works at any size. A small coin reads as a quiet daily charm. A larger one, set with a stone, becomes the focus of an outfit.
The Rosa de la Cruz approach takes the vintage coin and treats it as a frame. Instead of a stamped portrait, many of these coins hold a disc of polished stone inside a gold rim. The stone is cut from natural material, so the veining in malachite and the gold flecks in lapis differ from piece to piece. Treat the product photo as a guide, not a promise of the exact pattern.
The best gold coin necklaces at Coveti
1. Five Coin Necklace in 18K Yellow Gold, $6,820
The finished statement: five gold coins on one chain, with 15.16 g of 18 carat gold. Buy this if you want the full coin look in one purchase.
2. Buffalo Nickel Coin Pendant in 18K Yellow Gold, White Diamond, $4,140
The most classic coin in the edit, named after the American five-cent coin design, with a touch of white diamonds. It is the natural first coin.
3. Lapis Coin Pendant in 18K Yellow Gold, Lapis and White Diamond, $5,890
Deep blue lapis with 0.2 ct of white diamonds in a yellow gold frame. Blue and gold is the strongest colour pairing in the coin range.
4. Malachite Coin Pendant in 18K Yellow Gold, Malachite and White Diamond, $5,890
The same frame with banded green malachite. Its stripes are never the same twice, which makes it a good gift for someone who owns a lot of gold.
5. Tiger Eye Coin Pendant in 18K Yellow Gold, Tiger Eye and White Diamond, $5,890
Tiger eye has a warm brown tone with a silky shimmer. It is the easiest stone to wear with yellow gold chains and camel tailoring.
6. Turquoise Coin Pendant, $4,370
Sky blue turquoise in 18 carat gold. It brings colour to summer dressing and pairs with white shirts. See our turquoise jewellery guide for more ways to wear the stone.
7. Anchor Coin Pendant in 18K Yellow Gold, Lapis, $6,060
An anchor motif set against lapis. It has a nautical feel that works well as the centre coin on a layered stack.
8. Star Malachite Coin Pendant in 18K Yellow Gold, Malachite, $4,950
A star on malachite, with 4.64 g of gold. It joins the coin range to the house star motif.
9. Engravable Medallion in 18K Yellow Gold, $2,710
A plain gold disc made for engraving. It is the most affordable coin-shaped piece here and the most personal once it carries a name.
10. Zodiac Medallion in 18K Yellow Gold and Brown Diamond, Aries, $5,320
A zodiac medallion set with brown diamonds. The edit also includes Gemini, Scorpio and Aquarius, among other signs.
Coin necklaces compared by stone
| Stone | Colour | Piece | Price | Wear it with |
|---|---|---|---|---|
| Gold only | Yellow gold | Engravable Medallion in 18K Yellow Gold | $2,710 | Everything, every day |
| Lapis | Deep blue | Lapis Coin Pendant in 18K Yellow Gold, Lapis and White Diamond | $5,890 | Navy, white, denim |
| Malachite | Banded green | Malachite Coin Pendant in 18K Yellow Gold, Malachite and White Diamond | $5,890 | Black, cream, ivory |
| Tiger eye | Golden brown | Tiger Eye Coin Pendant in 18K Yellow Gold, Tiger Eye and White Diamond | $5,890 | Camel, chocolate, khaki |
| Turquoise | Sky blue | Turquoise Coin Pendant | $4,370 | White linen, summer dressing |
How to wear a coin necklace
One coin on a fine chain is the cleanest look. For a stack, keep one coin as the largest piece, then add a smaller charm on a shorter chain above it. Two coin stones that share a colour family, such as lapis and turquoise, sit together more easily than two that compete. Our charm necklace guide explains how to build a chain of several pieces, and the brown diamond medallions are covered in our brown diamond jewellery guide.
Mixing metals is fine with coins. A yellow gold coin over a white gold chain looks deliberate when the chain is fine and the coin is the clear focus.
Frequently asked questions
What is a coin necklace?
A coin necklace is a chain with one and more round, coin-shaped pendants. Some use a real coin design struck in gold, and others use a gold frame set with a stone. It can be worn alone, layered with other chains, and as part of a charm necklace.
Are gold coin necklaces still in style?
Yes. Coin pendants have been worn for centuries and return every few seasons because the round shape suits most necklines. Stone-set coins in solid gold are the version that lasts longest, in wear and in style.
Why does my coin pendant look different from the photo?
Rosa de la Cruz coin pendants carry unique natural stones, so the colour and veining vary from piece to piece. Malachite bands, lapis flecks and turquoise matrix will never repeat exactly. This is what makes each coin one of a kind.
What chain should I wear with a coin pendant?
A medium rolo chain holds a coin pendant securely and lets it sit flat. Heavier coins with more gold weight suit a sturdier chain. A very fine chain works best with a small, light coin.
Is an 18 carat gold coin necklace worth it?
An 18 carat gold coin necklace is 75% gold, so the metal holds intrinsic value. The design and stones add to the price beyond the gold weight. Buy it because you will wear it, and treat the gold content as a bonus.
Browse every coin, medallion and stone pendant in Rosa de la Cruz at Coveti, and find chains to wear them on across our fine jewellery edit.
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